Managing a budget is a crucial skill for achieving financial stability and reaching your goals. In this guide by Barwon Mortgages, we'll break down the process of creating a budget step by step, empowering you to take charge of your financial health and make informed decisions about your money.

Thinking about applying for a loan this year? Whether it’s for a mortgage, a business loan or asset finance, it’s a good idea to think ahead and consider what the banks look at when you apply for credit. Banks will typically follow what is called the ‘Five Cs of Credit’ to assess the level of risk associated with providing finance. Kathryn at Barwon Mortgages explains the assessment criteria.

Thinking about starting your journey to home ownership? It’s a great time to get familiar with the many schemes available to help first home buyers. From the familiar First Home Owners Grant to the upcoming Help To Buy Scheme (set to launch in 2024), we'll uncover the opportunities that can fast-track your path from paying rent to owning a home in our beautiful corner of the world.